The IPOD generation stands for Insecure, Pressured, Over-taxed, and Debt-ridden.
IPOD一代指的是Insecure（不稳定）、Pressured（有重压）、Over-taxed（过度交税）与Debt-ridden（负债累累）的一代人。
Due to diminishing returns for higher education, high-levels of taxation1, and a demographic shift in welfare arrangements, people under 35 are facing serious long-term issues which many governments are ignoring. Affordability2 of housing in many countries has dropped in the past few years, pricing many young people out of the market. All of this has meant people under 35 now face future tax burdens and standards of living which may be inferior to their potential.
因为高等教育的低回报、高额税收与福利体系的统计方法调整，35岁以下的大家正面临着不少长期性的问题，而这类问题却被政府所忽略。过去几年间，不少国家的住房价格都超出了大家的承受水平，使得不少青年退出了买房市场。所有这类都意味着35岁以下的大家目前负担着将来的赋税重担，同时又在一个低于他们潜在能力的水平上生活。